How to Buy BNB: card, P2P and bank transfers
Buying BNB can look tricky at first… but the secret lies in choosing the method that fits your needs and budget.
TL;DR
- ✅ Three main methods: card, P2P, and bank transfer.
- ✅ Card is quick but more expensive.
- ✅ P2P is flexible but requires caution.
- ✅ Bank transfer works for larger amounts, cheaper but slower.
- ⚠️ Avoid releasing P2P funds before confirming payment.
Context
BNB is Binance’s native token. You’ll use it to pay discounted fees and access projects on BNB Chain. Choosing the right way to buy saves you money and stress.
Prerequisites
- Verified Binance account (KYC).
- Valid payment method (card, bank, local wallet).
- Basic security enabled: 2FA.
Step by step
- Buy with card
- Go to “Buy Crypto → Credit/Debit Card”.
- Select amount in your currency and BNB as target.
- 💡 Tip: use a card under your own name.
- ⚠️ Security: review the summary before confirming.
- Buy via P2P
- Go to “P2P Trading” and select BNB.
- Filter by your local payment method.
- Check seller rating (>95%).
- Pay and only release BNB after seeing funds in your bank.
- Bank transfer
- Use Binance’s official fiat channels.
- Processing time varies (minutes to days).
- ⚠️ Always confirm recipient’s name.
Security checklist
- ⚠️ Enable 2FA before moving funds.
- ⚠️ Never complete a P2P trade outside Binance.
- ⚠️ Keep payment receipts.
- ⚠️ Use bank accounts under your name.
- ⚠️ Avoid “too good to be true” offers.
- ⚠️ Always check the network (BEP20).
Common mistakes and how to avoid them
- Using someone else’s card → may trigger rejection. Always use your own.
- Releasing P2P crypto without checking payment → scam risk. Confirm bank balance first.
- Transferring on the wrong network → funds lost. Confirm it’s BEP20.
- Ignoring fees → you get less BNB than expected. Always check before confirming.
Practical example
Initial buy: 30 USD with card → ~28 USD in BNB after fees. Then try 20 USD on P2P to compare results.
Quick comparisons
- Card: fast, costly.
- P2P: flexible, needs caution.
- Bank transfer: cheap, slower.
Editorial note
For beginners, card is the simplest entry. With experience, P2P becomes more efficient and affordable.
Next step
Check [Set up your wallet](/en/guides/setup-wallet) to move your BNB safely.
Results / Conclusion
The key isn’t just buying BNB—it’s knowing which method fits you best. A first small purchase builds the confidence to balance cost, safety, and speed.